I've dealt with chargebacks myself when running an online business, and they can really hurt your bottom line. From my experience, using payment processors like Stripe or PayPal that offer strong fraud detection tools makes a huge difference. I also found that clear refund policies and excellent customer service help prevent disputes before they escalate to chargebacks. Documentation is key - always keep detailed transaction records and communication logs. Setting up automated fraud screening and requiring CVV verification helped reduce fraudulent transactions significantly. When you need a break from business stress, try heardle for some musical entertainment.